Your Guide in Making a Loan at a Pawn shop

What is a Pawn shop?

PawnIt is a place where people go to fulfill their immediate financial need, such a paying the rent and the utility bills. Those who are faced with emergency situations can also make a loan at pawn stores to get the money they badly needed. These people should bring collaterals, in form of valuable items, to make a loan.

Jewelries, watches, and diamonds are the common collaterals used. We accept all three items whether they are new, old, or even broken. You can also pawn gold and silver coins to us. Some pawn stores also accept musical instruments and firearms.

What is the difference between loaning from a bank and from a Pawn shop?

Loaning from pawn stores is only short-term. At Majorpawn.com, the maximum period is four months. If you are not able to pay the loan after the given time, you can no longer redeem your item back. Unlike with banks, pawn stores do not require plenty of documents when you are to make a loan. Pawn stores provide quick, but only small loans.

There is also a similarity between the two. Both financial institutions are governed by federal laws and regulations. There is a different law for every state. We follow the regulations set for New York City. We also provide daily reports of our transactions to authorities as required by the law.

Is pawning safe?

Pawning is definitely safe. As mentioned, pawn stores like us follow certain laws. You can be sure that your belonging is safe in our hands. You can get it back anytime you please to.

Some also think that pawn stores charge a lot of interests and extra expenses. It is true that we charge an interest, but the rate is also governed by the state’s law. We do not charge higher than what is required. In fact, we only charged a 3% interest per month. This interest is for our storing expenses and other utilities.

Who can make a pawn?

At our pawn stores, anyone who is 18 years old and above can make a loan. The process is made easy for everyone so if you have an item that you no longer need, feel free to go to our stores to pawn it.

What do you need to loan in a Pawn shop?

Again, you will need a valuable item as collateral. Documents that can prove that you own the item will also make the transaction quick and easy. We also request you to bring a valid identification card. Do understand that we need to guarantee that the item you are pawning is not stolen.

Who are the pawnbrokers?

The pawnbrokers are the people who will attend to you when you are pawning. Our pawnbrokers are friendly and knowledgeable. They are to inspect your item to determine their value. They are expert about the market fluctuations, and they use their knowledge to forecast the selling price of your item.

Do not expect us to give you the actual retail price of the collateral. We can only offer half its retail price. Our pawnbrokers also consider the condition of your item in naming the amount you may loan.
If you accept our offer, we will give your needed cash right away. We will also give you a pawn ticket.

What is a pawn ticket?

Our pawn ticket consists of a pledge number, our terms and conditions, your due date, and the interest that we charge you. Our contact information is also cited in the ticket. We request our customers to call us before they pay their loan so that we could prepare the collateral before pick-up.

Most importantly, you will have to present your pawn ticket to be able to reclaim your item.

A Step-by-step Process when loaning at a Pawn shop
  1. pawnGo to the nearest Major Pawn. You may check our address at our website.
    2. Present your item to our trustworthy pawnbrokers, together with an identification card and other documents.
    3. Accept or decline the offer of the pawnbroker.
    If you accept:
    4. Read or listen to our terms and conditions and sign the contract.
    5. Get your loan and your pawn ticket.
Paying Conditions

When you are ready to pay your loan and get your collateral, you have to refer to your pawn ticket to determine the total amount you need to pay. Remember that you are to pay the combined amounts of the loan and the interest. You also have to bring an ID when reclaiming your item.

In case you do not have any resources yet to pay your item and your due date is approaching, you can extend it by paying only the interest. We will send you an email 30 days before your due date to remind you about it.

What if you are not able to pay any amount? You can no longer claim your item. It will then belong to us. We will have the rights to resell your item to make up for the loan that we granted you.

 

If you  need instant cash, so pawn shop is one of the best option for you. Majorpawn.com is also providing you instant cash loan, for more details contact to us.

5-Step Plan To Get The Career You Want – A Motivational Speaker Success Guide

Motivational Speakers A motivational speaker is someone who engages and inspires people to see things on a positive light. Almost all of them are writers, mentors or businessmen who give sensible talks in different settings like universities, companies, or conferences. While there is no singular formula to success, the speaker’s role is to add value to people and produce an empowered mindset.

If you want to be a winner in your career, you need to sharpen your mind and explore ways to have a break in your chosen field. Our goal in motivational-speaker-success is to provide you perfect solutions that are attainable and best of all, effective inputs that can change and improve your life.

Can you envision yourself having a good career where the payoff is equal to your paycheck? Just imagine having to work with joy and use the rest of your time on quality relationships with your family and friends. Many of us would like to experience having a blissful and a balanced career in our lives even though it may seem unimaginable.

So what does it take to pursue the career you want? Or what are the steps to embrace the changes in your professional life?

With the right wave of thoughts, we at motivational-speaker-success can redesign specific programs according to your needs. One of our objectives is to help you recognize basic principles, practical tips, and well-researched methods that totally give you great results in finding the right success plan for you.

Sometimes, it is as if we are given two choices: a career to love or a career to hate. Choosing what is best for you is almost the same as finding a partner in life. You would have to be married first to fully uncover.

Here are 5 helpful steps that will guide you on your road to get the career you truly want.

  1. Number one, “reading books and choosing the right mentor”.

Nourish your mind with books and travel with passion! Receive materials and listen to every bit of helpful funding to the soul. Your journey towards finding success is the road map itself! It will be much useful if you also take note on what our motivational-speaker-success program has to recommend. These instructions from us are designed to give you a precise step-by-step respond that will definitely lead you to make the right choices.

  1. Secondly, “Stories of successful and unsuccessful people”.

These stories help you understand what success really means. Success doesn’t mean having everything right in your life. It can sometimes say to you that you have understood and realized the sacrifices you have made that made you experience success. The life background of your motivational speakers will tell you on point why they want to share with you their hard- earned acumen.

  1. The third step is to “observe the people around you”.

the people you hang out with, talk with, cry with, or share joy with are most often than not, those people who belong to the same circle or situation you are currently in. So if you want to step up the game of success and want to move out in that cycle, try shifting your thoughts and make yourself available to meet other people you would like yourself to be.

  1. Fourthly, “invest in training and educational materials”.

motivational-speaker

You have to attend seminars and invest in education so that you can fully experience how tangible success can be. Reading books, traveling, or experiencing our very reliable Motivational-speaker-success guide are one of the many helpful materials that allows you to mingle with victory and redirect you to the right avenue towards becoming a winner in your chosen field.

  1. And lastly, “absorb and apply”.

It is important that we act on our goals so that success can materialize. You cannot stay in the “isle” that sounds “I’ll” which means I’ll do that, I’ll think about it, I’ll try that someday, or I’ll be that kind of person one day. The future of our success is created in the present.

Choosing the right career can be a living or a fortune for you. Be the first person to go through the difficulties and the rewards of making that change. Find your passion, do your tasks, and get the career you’ve always wanted.